Don Hummer Trucking

10 Tips for a Successful Open Enrollment

Posted on 11/14/2019 at 12:40 PM by Troy Cummings

Image of a family covered by health insurance.

A recent poll demonstrated that out of 1,000 employees surveyed 335 admitted to feeling “annoyance” or “dread” when thinking about making decisions during their next open enrollment (  Increasing costs and complexity are big contributors to this frustration.  In an effort to remove some of the stress from your 2020 benefit decisions, consider the following tips:

  • Review the benefits presentation and all the materials multiple times. 
  • Share these materials with your spouse or another trusted partner to get their feedback.
  • Make your decision after careful consideration over the course of a few days.  Don’t pressure yourself to read the materials, watch the video, and make decisions all within an hour.  Allow yourself a few days to decide.
  • Be thoughtful about your choices.  Unless you have a qualifying event, you can’t change these elections during the year. 
  • Research with your spouse and dependents the best way to get the necessary coverage for you and your family. 
  • Consider a high deductible plan in conjunction with a health savings account.
  • Calculate anticipated expenses based on your prescriptions and anticipated known medical conditions. 
  • Use to make the most cost-effective choices when purchasing medications.
  • Think about using to address minor medical issues.  This can be done from a smartphone or tablet and is more cost-effective than using a clinic. 
  • Ask questions if you don’t understand. 

Don Hummer Trucking's open enrollment is November 26th - December 9th.  Watch for additional communications from Human Resources that contains enrollment directions.  Medical insurance enrollees are required to make a decision during open enrollment to have coverage in 2020.   

There are no comments yet.
Add Comment

* Indicates a required field

© 2021 Don Hummer Trucking Corp.